Protect Your Home and Family Today
Affordable mortgage protection with no medical exams.
- Approved in 10 minutes
- Licensed help available
- 40+ top insurers
- No medical exam required
Trusted Coverage Guidance
We Compare Rates From 40+ Top Insurers
How It Works
Getting mortgage protection is easier than you think. Here's how to check your options in a few simple steps.
Tell Us About Yourself
Answer a few quick questions about your mortgage and coverage needs. Takes less than 2 minutes.
We Shop the Best Rates
We compare quotes from 40+ top-rated insurers to find the best coverage at the lowest price.
Get Approved Fast
Many policies are approved instantly—some in as little as 10 minutes with no medical exam.
Your Family Is Protected
Rest easy knowing your mortgage will be paid off if something happens to you.
Why Mallard?
We make it easy to find the right coverage at the right price, so you can focus on what matters most—your family.
Mallard Mortgage
Protection
Traditional life
insurance
Ready to Check Your Options?
Answer a few quick questions or call now to speak with someone.
Frequently Asked Questions
What is mortgage protection?
Mortgage protection is a life insurance option designed to help cover or pay off the mortgage if you pass away. It can also replace lost income from illness or injury, and payouts can be used by the beneficiaries to cover anything they need - mortgage, debt, college tuition, even daily expenses.
Is this only for homeowners?
No, we also offer final expense insurance, traditional life insurance, and IUL insurance for clients who would like to build tax free wealth.
How much coverage do I need?
A simple starting point is to look at your remaining mortgage balance, monthly payment, income your family depends on, and any other expenses you would not want left behind. Many homeowners check enough coverage to help pay off the mortgage, replace income for a period of time, or give their family breathing room if something happens. A licensed agent can help you compare options and choose an amount that fits your situation.
Is approval guaranteed?
Approval, pricing, and coverage availability depend on the application and underwriting. Guaranteed policies are available both online and through our agents. We would suggest relying on an agent's years of experience for guaranteed policy placement.
What if I already have life insurance through work?
Work coverage may not stay with you if the job changes or ends. Many homeowners still choose to check personal coverage options.
Can I get help from a real person?
Yes—we’re happy to assist and support you anytime. You can get in touch with our agents through the application form, or by selecting call now.
Is there a money-back guarantee?
All policies include a free-look period, which gives you time to review your coverage after purchase. If you cancel during the free-look period, you may be eligible for a refund based on the policy terms. Specific timeframes and rules vary by carrier and state.
Lock in your best price today
No matter how healthy you are, coverage generally gets more expensive as you wait. Mallard Mortgage Protection makes it easy to review your options and get covered quickly.
