Terms of Use
Acceptance of Terms
By using this website or submitting any form on this site, you agree to these Terms of Use. If you do not agree, please do not use the site.
Informational Use Only
Content on this site is provided for general informational purposes only. It is not legal, tax, investment, financial, or insurance advice for any specific person or situation.
Insurance Availability
Coverage options, premiums, approvals, policy terms, riders, and product availability depend on factors including:
- Age
- Health
- State
- Application answers
- Underwriting
- Carrier guidelines
- Product terms
No Guarantee
Mallard does not guarantee:
- Approval
- A specific premium
- A specific coverage amount
- Same-day approval
- No-medical-exam eligibility
- That any specific product is available to every applicant
Consent to Contact
By submitting a form on this site, you authorize Mallard Mortgage Protection and/or licensed insurance agents or partners working with Mallard to contact you about mortgage protection and life insurance options by phone, text message, and email using the information you provided.
- Consent is not a condition of purchase.
- Message and data rates may apply.
- You may opt out of text messages at any time by replying STOP.
- You may request no further contact through the contact form.
Accuracy of Information
You agree to provide accurate, current, and complete information when submitting any form or quote request on this site.
No Purchase Required
Submitting a form or requesting information does not require you to purchase insurance.
Third-Party Links and Partners
This site may link to third-party partner websites, carrier websites, application platforms, or other services. Those third-party sites have their own terms and privacy policies, and Mallard is not responsible for their content or practices.
Intellectual Property
The Mallard Mortgage Protection website content, branding, copy, layout, and materials are owned by or licensed to Mallard and may not be copied, reproduced, or misused without permission.
Limitation of Liability
To the fullest extent allowed by law, Mallard is not responsible for indirect, incidental, special, or consequential damages arising from use of this site, its content, or any third-party websites or services linked from this site.
Changes to These Terms
Mallard may update these Terms of Use from time to time. Continued use of the site after updates means you accept the updated terms.